Several years ago, visiting a colleague-friend, I visited the Universalist-founded Tufts University, musing that this was as close as I was ever to get to a formal Universalist education. Crane, the Universalist seminary at Tufts, and St. Lawrence, the Universalist seminary in upstate New York were both closed in the late 1960s because the powers-that-were […]
Hubby and I live in a mid-grade rental apartment in a newly-nice neighborhood very close to downtown D.C. We both walk to work. (Washington, D.C. has one of the highest rates of pedestrian commuters in the country.) We don’t own a car. Most people who don’t live in New York or Los Angeles think we […]
Whether you look to the emerging global environmental crisis, the emerging global financial crisis or the spiritual and cultural crisis that may come from the two, I think life is going to be harder for most people as time goes on. Of course, for millions, the hardship may be fatal or at the very least […]
I got paid today. I looked at my bills and expenses. I thought about my options. I made a decision.
I just made a payment to retire my student debt. Done. Gone. A part of which dates to 1989. Over.
Oh, and I also bought something nifty today. (With cash, of course.) More about that tomorrow.
Responding to “Tips for surviving a recession” by Kathleen Pender (SFGate.com)
“OMG! I just figured it out, the Cloverfield monster is really the impending recession.”
Thanks to SFGate.com reader gatorfree for the laugh/groan/queasy feeling. Now even queasier, because I bet Cloverfield is at least as live a subject in the United States as a recession, and less […]
I’m trying to save you some toxic junk mail.
Discontinuous Permafrost is surely the most northerly Unitarian Universalist blog. Its Fairbanks-based anonymous author has his own way of sticking it to the Credit Card Offer Industrial Complex (”The Credit Card Resistance Movement (CRAM)“) — shared incidentally by people I respect — and I have mine.
Opt out. […]
Satire can be cruel, but not as cruel a debt-sprial costing the most vulnerable hundreds or thousands of dollars of available fees and interest.
Predatory Lending Association Superb.
(If you need a loan, try a credit union.)
An article in this month’s online Consumer Reports makes me think a debit card might be riskier than a credit card, especially if you pay off the later each month.
And it makes me more and more suspicious of those Visa tap-and-go debit card ads on television. They want me to use cash more often.
The New York Times reports today (”Nonprofit Payday Loans? Yes, to Mixed Reviews” by John Leland) about a program between Goodwill and a credit union (a financial cooperative, thus the categorization) in Appleton, Wisconsin to help people jump out of a payday loan debt death spiral. The program — which does move those least able […]
After the strong response to my words about debt — and thank you all for replying — I was going to write about the logjam which is ministerial formation in the Unitarian Universalist Association
If you can pay for school, you might not get the needed internship. If you get fellowship, you might never get a […]
